RICHMOND DISTRICT YMCA MEMBERSHIP POLICIES Payment An electronic fund transfer via checking account or credit card is an easy way to join the YMCA and divide the annual fee into manageable monthly payments. Your account will be automatically debited on the 5th or the 20th of each month. A $15.00 service charge applies to returned drafts, and a minimum 30 day notice is required to stop the bank drafts for changes or cancellation. Membership dues may also be paid in full either 6 months or 1 year in advance. Payments can be made by cash, check, Visa or Mastercard at the Member Satisfaction Desk. Cancellation You may terminate your membership with a 30-day, signed written notice and return of your membership card. A temporary card will be issued for the remainder of the month. For annual memberships, any remaining months will be refunded. Bay Area Membership joining fees are non-refundable after the first 30 days of membership. Refunds If you withdraw from a program 48 hours before the first session, a full refund or credit will be issued. The program membership fee is non-refundable unless the YMCA San Francisco cancels the first program or class for which you are registered. The Richmond District YMCA is not responsible for prior months of unused membership. It is the member's responsiblity to give the Richmond District YMCA 30-days written notice to cancel or change their membership and/or stop their bankdraft. Annual members will be refunded the remaining portion of their membership. Past months membership dues are non-refundable. The Bay Area Membership joining fees are non-refundable after the first 30 days of membership. Memberships are not transferable between parties.